Commercial Property Finance
How To Get Started?
- Book a free savings consultation with one of our advisors
- Provide your recent financial reports, loan statements, and/or supplier contracts
- Receive a clear strategy identifying savings opportunities
- Begin implementing changes with or without ongoing support
Frequently Asked Questions
What is Commercial Property Finance?
Commercial Property Finance is a loan facility designed to help businesses or investors purchase, refinance, or develop commercial properties. This includes offices, warehouses, retail spaces, industrial facilities, and other income-generating properties.
Who is eligible for Commercial Property Finance?
Eligibility generally requires being an Australian-registered business or an investor with a clear repayment capacity. Lenders will assess factors such as business financials, credit history, property type, and the loan-to-value ratio (LVR). In some cases, self-employed borrowers may also qualify through low doc loan options.
What types of properties can be financed?
Most lenders will finance a wide range of commercial properties, including office buildings, retail shops, industrial warehouses, factories, and mixed-use developments. The property must meet the lender’s valuation standards and comply with zoning regulations.
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Book Your Free Commercial Property Finance Review
Post :
Commercial Property Finance
Time :
Flexible Advisory Support
Rates:
Custom Savings Plans
Availability
Open to Australian Businesses
At Green Gold Finance, we provide tailored Commercial Property Finance solutions to help businesses and investors purchase, refinance, or develop commercial real estate. Whether you’re acquiring an office, retail space, industrial warehouse, or mixed-use property, our team works with a wide panel of lenders to secure the right finance structure for your goals.
We understand that every commercial investment is unique, which is why we take the time to assess your objectives, cash flow, and long-term strategy. From traditional full-doc loans to flexible low-doc options for self-employed clients, we guide you through the entire process and negotiate with lenders on your behalf.
Our Commercial Property Finance services include:
Property purchase and refinance solutions
Finance options for offices, warehouses, factories, and retail spaces
Access to both full-doc and low-doc loan structures
Loan-to-Value Ratio (LVR) guidance and lender policy navigation
End-to-end support from consultation through to settlement
With Green Gold Finance, you gain more than just a loan you gain a strategic partner who helps you unlock opportunities in the commercial property market with confidence and clarity.
At Green Gold Finance, we have extensive experience helping both business owners and property investors secure the right finance for commercial real estate. From small retail shops to large industrial warehouses, our team understands the unique challenges and opportunities of commercial property investment and development.
We recognise that commercial lending can be more complex than residential finance, with stricter requirements around cash flow, property type, and loan structures. That’s why we work closely with a broad panel of lenders to provide flexible solutions whether through traditional full-doc loans or low-doc options tailored for self-employed clients.
Our expertise includes:
Financing for property purchases, refinances, and developments
Access to a wide range of lenders with competitive terms
Guidance on Loan-to-Value Ratio (LVR) limits and lender policies
Experience across offices, retail, industrial, and mixed-use properties
End-to-end support, from structuring to settlement
With Green Gold Finance, you gain more than finance you gain a trusted partner who understands the commercial property market and helps you build long-term growth with confidence.
To secure Commercial Property Finance, both the borrower and the property must meet certain requirements. While exact criteria vary by lender, the following are commonly applied:
Borrower Requirements
Must be an Australian-registered business, company, trust, or individual investor
Demonstrated capacity to service the loan through business income, rental income, or other financial resources
Acceptable credit history for directors or individual borrowers
For self-employed borrowers, both full-doc and low-doc options may be available
Financial & Documentation Requirements
Recent financial statements (profit & loss, balance sheet) and/or tax returns
Bank statements (typically last 3–6 months)
Evidence of rental income (if the property is leased or pre-leased)
For low-doc applicants: BAS, accountant’s declaration, or business bank statements
Property & Loan Requirements
Property type must meet lender criteria (e.g., office, warehouse, retail, industrial, mixed-use)
Independent property valuation confirming market value
Loan-to-Value Ratio (LVR) typically up to 65–70% (may vary by property and lender)
Property must comply with zoning and local council regulations
Meeting these criteria positions borrowers for smoother approvals and more competitive loan options, ensuring your commercial property investment is backed by strong financial foundations