Construction Loan
How To Apply?
- Schedule a consultation with our construction finance specialist
- Share your land and building documentation
- Receive a staged funding proposal tailored to your project
- Access drawdowns as construction milestones are completed
Frequently Asked Questions
How are construction funds released?
Funds are released in stages based on construction milestones such as slab, frame, lock-up, and completion.
Can I include land purchase in the loan?
Yes. Land purchase can be financed as part of your construction loan.
Is owner-builder financing available?
Yes, in some cases. Our team will guide you through additional requirements for owner-builder applications.
Do you offer loans across Australia?
Yes. We offer national service with both remote and in-person support options.
Post :
Construction Loan
Time :
Stage-Based Release
Rates:
Competitive Construction Terms
Availability
Accepting New Projects
Building your dream home or development project? Green Gold Finance organize flexible Construction Loans that provide funding in line with your project’s progress. From land purchase to final handover, our solutions ensure every stage of your build is financially supported with transparency and control.
Loan amounts starting from $100,000 Competitive variable rates tailored for construction Progressive drawdowns aligned to construction milestones Principal & Interest (up to 30 years) or Interest Only (1–5 years) LVR up to 95% + Capital Lenders Mortgage Insurance (if applicable) No ongoing fees – only pay what’s necessary Flexible repayments based on your project cash flow
Whether you’re building your own home or investing in a new development, we’re here to help make it happen.
With over 20 years of experience in finance and property, Green Gold Finance is your trusted partner for construction lending:
End-to-End Construction Support: From land settlement to build completion
Transparent Fee Structure: No ongoing fees. Full financial clarity
Milestone-Based Funding: Drawdowns aligned with builder invoices and project stages
Expert Advice: Guidance tailored to owner-builders, investors, and developers
To qualify for a Green Gold Construction Loan, applicants must:
Apply for a minimum loan of $100,000
Provide detailed building plans and council approvals
Submit a fixed-price building contract (where applicable)
Meet credit and income eligibility criteria
Provide valuation and project cost assessments
LVR up to 95% + Capital LMI where required